Personal Bankruptcies

Protecting your rights and assets

The attorneys of Daniel W. Mitnick & Associates, PC provide both debtors and creditors in complex personal bankruptcy proceedings a path forward for protection of their rights and assets in what can be a very stressful process.

From our offices in Alpharetta and Cumming, GA, attorneys of Daniel W. Mitnick & Associates, PC help individuals and businesses navigate their way through Chapter 7 bankruptcies.

Common but complicated: choosing the right chapter for you

Chapter 7 bankruptcy

Chapter 7 bankruptcy is a liquidation whereby a debtor's assets that are not exempt under Georgia law can be sold to repay creditors, so everyone involved can get on with their lives and business.

Chapter 7 bankruptcy is the most common form of bankruptcy protection. However, it can be complex based on who is entitled to what, when, where and how.

Chapter 13 bankruptcy

A chapter 13 bankruptcy is also called a "wage earner's plan." It enables individuals with regular income to develop a plan to repay all or part of their debts according to state law.

Chapter 13 offers individuals advantages over the total liquidation alternatives in Chapter 7, including in the plan a path that enables them to save a home from foreclosure. Other advantages include—

• Rescheduling of secured debts other than the mortgage on a primary residence
• A provision that protects third parties who are liable with the debtor on "consumer debts," including co-signers
• Plan administration by a trustee who distributes payments to creditors leaving debtors with no direct contact with creditors while under Chapter 13 protection

Use our debt relief experience to your advantage

Our lawyers are skilled in all areas of personal bankruptcies including—

Speak to one of our bankruptcy attorneys to choose the path that is best for you.

Serving clients in the Atlanta area and across North Georgia

From offices in Alpharetta and Cumming, GA, the attorneys of Daniel W. Mitnick & Associates, PC provide sophisticated criminal defense, family law, personal injury, and bankruptcy legal representation for clients in the communities of—

Call 770-408-7000 today, or contact us for a consultation with one of our lawyers.

Visa, American Express, Discover and MasterCard accepted • Our offices are open 8:30 a.m. to 5:30 p.m. Monday-Friday by appointment • Saturday and evening appointments available